CP Capital Mortgage, a licensed correspondent mortgage lender, specializes in obtaining financing for difficult, non-conforming or previously rejected loans. With an impressive commitment to service, we leave the conventional solutions to our competitors and focus on the most innovative financing programs, tailored to the unique circumstances of each borrower.

We are the Lender… CP Capital Mortgage is the one making the loan directly. Even if your loan is being handled by a broker, it is the lender who makes the final credit decision. With our loan underwriters in-house, they can quickly make credit decisions on your application, providing our clients with the biggest benefit: expediting the loan approval process. In most cases, the lender approves the loan in days rather than weeks.

We are also a Mortgage Broker… Providing for more choices than a lender alone. We have access to an extensive network of lenders offering numerous products; this allows us to best match the buyer with a lender. To determine an optimum mortgage program for you, we determine any special needs—first time home purchase, bridge financing, marginal credit, investment property. If we do not lend on the best program for you, we will match you with a more appropriate lender for your situation.

CP Capital Mortgage has strong relationships with many financial institutions throughout the country. This vast network allows us a large group from which to draw only those lenders who offer a specific program and are most likely to approve your loan.

A lender will be chosen based on several key factors, including, but not limited to: rate, fees, industry experience, speed of underwriting, and past performance. We have the utmost confidence in the lenders we represent and know they will deliver on their word.

In the end, client satisfaction depends mostly upon whether closing dates and costs are met timely and accurately. Whether as your lender or your broker, CP Capital Mortgage is determined to provide you a hassle-free loan experience.